        * {
            box-sizing: border-box;
        }

        body {
            margin: 0;
            font-family: Arial, Helvetica, sans-serif;
            color: #23364a;
            background: #fff;
           
        }

        .header {
            min-height: 90px;
            padding: 18px 5%;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 25px;
            border-bottom: 1px solid #e8edf2;
        }
        

        .brand {
            display: flex;
            align-items: center;
            gap: 12px;
        }

        .logo {
            width: 48px;
            height: 48px;
            display: grid;
            place-items: center;
            background: #2168b5;
            color: white;
            font-size: 25px;
        }

        .brand h2 {
            margin: 0;
            font-size: 15px;
        }

        .brand p {
            margin: 5px 0 0;
            color: #788695;
            font-size: 11px;
        }

        nav {
            display: flex;
            flex-wrap: wrap;
            gap: 22px;
        }

        nav a {
            color: #33485d;
            font-size: 13px;
            text-decoration: none;
        }

        .header-button,
        .primary-button {
            display: inline-block;
            padding: 13px 19px;
            background: #2168b5;
            color: white;
            text-decoration: none;
            font-size: 13px;
            font-weight: bold;
        }

        .announcement {
            padding: 12px 5%;
            display: flex;
            justify-content: space-between;
            gap: 15px;
            background: #edf5ff;
            color: #315477;
            font-size: 12px;
        }

        
.hero {
    position: relative;
    min-height: 510px;
    padding: 55px 6% 65px;

    display: grid;
    grid-template-columns: minmax(0, 1fr) 280px;
    align-items: center;
    gap: 55px;

    color: white;

    background-color: #382B2B;
background-image:
    linear-gradient(
        90deg,
        rgba(45, 25, 23, 0.78) 0%,
        rgba(66, 39, 31, 0.58) 45%,
        rgba(111, 73, 48, 0.30) 100%
    ),
    url("/images/hero-bg.jpg");
background-position: center;
background-size: cover;
background-repeat: no-repeat;
}


        .eyebrow {
            color: #a8d1ff;
            font-size: 11px;
            font-weight: bold;
            letter-spacing: 2px;
        }

        .hero h1 {
            margin: 20px 0;
            max-width: 650px;
            font-size: clamp(40px, 4.2vw, 62px);
            line-height: 1.13;
            font-weight: 500;
            letter-spacing: -1.5px;
        }

        .hero h1 span {
            color: #a8d1ff;
        }

        .hero-copy > p {
            max-width: 490px;
            color: #dce6ef;
            line-height: 1.8;
            font-size: 15px;
        }

        .hero .primary-button {
            margin-top: 16px;
        }

        .selector-title {
            margin-bottom: 12px;
            color: #dce6ef;
            font-size: 11px;
            letter-spacing: 1.5px;
        }

        .selector-item {
            min-height: 62px;
            margin-bottom: 8px;
            padding: 14px 15px;

            display: grid;
            grid-template-columns: 25px minmax(0, 1fr) 16px;
            align-items: center;
            gap: 8px;

            border: 1px solid rgba(255, 255, 255, 0.38);
            background: rgba(22, 45, 67, 0.94);
            color: white;
            font-size: 12px;
        }

        .selector-item strong {
            font-size: 12px;
            line-height: 1.4;
        }

        .selector-item.active {
            border-color: #4386e8;
            background: #3979d1;
        }



        .selector-item span {
            color: #b9d8f7;
        }

        .cards {
            position: relative;
            margin: -25px 4% 0;
            display: grid;
            grid-template-columns: repeat(3, minmax(0, 1fr));
            gap: 16px;
        }

        .card {
            min-height: 205px;
            padding: 25px;
            border: 1px solid #e5eaf0;
            background: white;
            box-shadow: 0 5px 20px rgba(25, 48, 70, .06);
        }

        .card-label {
            color: #2168b5;
            font-size: 10px;
            letter-spacing: 1px;
        }

        .card h2 {
            margin: 22px 0 10px;
            font-size: 21px;
        }

        .card p {
            color: #728090;
            font-size: 13px;
            line-height: 1.7;
        }

        .card a {
            color: #2168b5;
            font-size: 12px;
            font-weight: bold;
            text-decoration: none;
        }

        .services {
            padding: 75px 5%;
        }

        .services h2 {
            font-size: 32px;
            font-weight: 500;
        }

        .service-grid {
            display: grid;
            grid-template-columns: repeat(3, minmax(0, 1fr));
            border-top: 1px solid #e5eaf0;
            border-left: 1px solid #e5eaf0;
        }

        .service {
            padding: 23px;
            display: flex;
            justify-content: space-between;
            gap: 12px;
            border-right: 1px solid #e5eaf0;
            border-bottom: 1px solid #e5eaf0;
            font-size: 13px;
        }

        .service span:last-child {
            color: #2168b5;
        }

        footer {
            padding: 35px 5%;
            background: #173550;
            color: white;
            font-size: 12px;
        }

        footer p {
            color: #d4e0eb;
        }

        @media (max-width: 900px) {
            .header {
                flex-wrap: wrap;
            }

            nav {
                order: 3;
                width: 100%;
                gap: 16px;
            }

            .hero {
                grid-template-columns: 1fr 245px;
                gap: 24px;
            }
        }

        @media (max-width: 650px) {
            .header {
                padding: 16px 5%;
            }

            .header-button {
                padding: 10px;
                font-size: 11px;
            }

            nav {
                gap: 12px 16px;
            }

            .announcement {
                flex-wrap: wrap;
            }

            .hero {
                padding: 42px 5% 55px;
                grid-template-columns: 1fr;
                gap: 30px;
            }

            .hero h1 {
                font-size: 42px;
            }

            .cards,
            .service-grid {
                grid-template-columns: 1fr;
            }

            .cards {
                margin: 20px 5% 0;
            }

            .card {
                min-height: auto;
            }

            .services {
                padding: 45px 5%;
            }
        }

/* ===== FEATURE CARD POLISH ===== */

.feature-card,
.card {
    position: relative;
    min-width: 0;
    padding: 26px;
    background: #ffffff;
    border: 1px solid #e5eaf0;
    box-shadow: 0 5px 18px rgba(25, 48, 70, 0.045);
    transition: box-shadow 0.2s ease;
}

.feature-card h3,
.card h3 {
    font-size: 24px;
}

.feature-card:hover,
.card:hover {
    box-shadow: 0 10px 28px rgba(25, 48, 70, 0.09);
}

.feature-card p,
.card p {
    font-size: 17px;
    line-height: 1.7;
}

.feature-card a,
.card a {
    font-size: 17px;
}

.card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    color: #637488;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1px;
}

.card-icon {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    background: #edf4ff;
    color: #2872cf;
    font-size: 24px;
}

.card h2 {
    margin: 22px 0 10px;
    color: #20364b;
    font-size: clamp(19px, 1.5vw, 24px);
    font-weight: 600;
    line-height: 1.35;
}

.card p {
    margin: 0 0 22px;
    color: #697786;
    font-size: 15px;
    line-height: 1.8;
}

.card > a {
    display: inline-block;
    margin-top: auto;
    color: #2872cf;
    font-size: 12px;
    font-weight: 700;
    text-decoration: none;
}

.card > a:hover {
    color: #174f97;
}

.cards {
    align-items: stretch;
}

@media (min-width: 651px) {
    .cards .card {
        min-height: 225px;
        display: flex;
        flex-direction: column;
        align-items: flex-start;
    }
}

@media (max-width: 650px) {
    .cards .card {
        padding: 22px;
    }
}


/* ===== CLEAN BANKING FEATURE CARDS ===== */

.cards {
    align-items: stretch;
    gap: 16px;
}

.cards .card {
    min-width: 0;
    min-height: 220px;
    padding: 28px 26px 24px;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    background: #fff;
    border: 1px solid #e1e6ec;
    border-radius: 6px;
    box-shadow: 0 3px 12px rgba(25, 48, 70, 0.035);
}

.cards .card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    margin-bottom: 24px;
}

.cards .card-top h2 {
    margin: 0;
    color: #45566a;
    font-size: 20px;
    font-weight: 500;
    line-height: 1.4;
}

.cards .card-icon {
    width: 42px;
    height: 42px;
    flex: 0 0 42px;
    display: grid;
    place-items: center;
    color: #397de0;
    background: transparent;
}

.cards .card-icon svg {
    width: 28px;
    height: 28px;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
}

.cards .card p {
    margin: 0 0 22px;
    color: #6c7784;
    font-size: 13px;
    line-height: 1.7;
}

.cards .card > a {
    margin-top: auto;
    align-self: flex-start;
    color: #397de0;
    font-size: 13px;
    font-weight: 500;
    text-decoration: none;
}

.cards .card > a:hover {
    text-decoration: underline;
}

@media (max-width: 650px) {
    .cards .card {
        min-height: 190px;
        padding: 22px;
    }

    .cards .card-top {
        margin-bottom: 18px;
    }

    .cards .card-top h2 {
        font-size: 19px;
    }
}


/* ===== COMPACT FEATURE CARDS ===== */

.cards {
    margin-top: -26px;
    gap: 16px;
    align-items: stretch;
}

.cards .card {
    min-height: 0;
    padding: 26px 25px 24px;
    border-radius: 6px;
    border: 1px solid #e2e7ed;
    box-shadow: 0 3px 12px rgba(25, 48, 70, 0.04);
    background: #fff;
}

.cards .card-top {
    min-height: 42px;
    margin-bottom: 18px;
}

.cards .card-top h2 {
    font-size: 20px;
    line-height: 1.4;
    letter-spacing: -0.2px;
}

.cards .card-icon {
    width: 36px;
    height: 36px;
    flex-basis: 36px;
}

.cards .card-icon svg {
    width: 27px;
    height: 27px;
}

.cards .card p {
    margin: 0 0 20px;
    font-size: 16px;
    line-height: 1.65;
}

.cards .card > a {
    margin-top: 0;
    padding-top: 2px;
    font-size: 15px;
    line-height: 1.5;
}

@media (min-width: 651px) {
    .cards .card {
        min-height: 210px;
    }
}

@media (max-width: 650px) {
    .cards {
        margin-top: 20px;
        gap: 14px;
    }

    .cards .card {
        min-height: 0;
        padding: 22px;
    }

    .cards .card-top {
        margin-bottom: 15px;
    }
}


/* ===== BANK BUILDING LOGO ===== */

.brand .logo {
    width: 60px;
    height: 60px;
    flex: 0 0 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: transparent;
}

.brand .logo img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: contain;
}


/* ===== PROFESSIONAL BANK HEADER ===== */

.header {
    min-height: 100px;
    padding: 18px 5%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
    background: #ffffff;
    border-bottom: 1px solid #e7ebf0;
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}

.brand .logo {
    width: 54px;
    height: 54px;
    flex: 0 0 54px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: transparent;
}

.brand .logo img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.brand h2 {
    margin: 0;
    color: #20364b;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.4;
}

.brand p {
    margin: 4px 0 0;
    color: #788695;
    font-size: 12px;
}

.header nav {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
}

.header nav a {
    color: #33485d;
    font-size: 13px;
    text-decoration: none;
    white-space: nowrap;
}

.header nav a:hover {
    color: #2868b2;
}

.header-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 0 22px;
    flex-shrink: 0;
    background: #2868b2;
    color: #ffffff;
    font-size: 13px;
    font-weight: 700;
    text-decoration: none;
    white-space: nowrap;
}

.header-button:hover {
    background: #1e548f;
}

@media (max-width: 1050px) {
    .header {
        gap: 18px;
    }

    .header nav {
        gap: 14px;
    }

    .brand h2 {
        font-size: 14px;
    }
}

@media (max-width: 760px) {
    .header {
        justify-content: space-between;
        flex-wrap: wrap;
        padding: 16px 5%;
    }

    .header nav {
        order: 3;
        width: 100%;
        justify-content: flex-start;
        flex-wrap: wrap;
        gap: 14px 20px;
    }

    .header-button {
        min-height: 42px;
        padding: 0 14px;
    }
}


/* ===== STANDARD CHARTERED-INSPIRED HEADER ===== */

.header {
    min-height: 108px;
    padding: 20px 5.5%;
    gap: 32px;
    background: #ffffff;
}

.brand {
    gap: 15px;
}

.brand .logo {
    width: 68px;
    height: 68px;
    flex: 0 0 68px;
}

.brand .logo img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.brand h2 {
    font-family: 'Montserrat', Arial, sans-serif;
    font-size: 19px;
    font-weight: 600;
    line-height: 1.35;
    letter-spacing: -0.35px;
    color: #303b49;
    white-space: nowrap;
}

.brand p {
    margin-top: 6px;
    font-family: 'Montserrat', Arial, sans-serif;
    font-size: 13px;
    font-weight: 400;
    letter-spacing: 0.1px;
    color: #697586;
}

.header nav {
    gap: 28px;
}

.header nav a {
    font-family: 'Montserrat', Arial, sans-serif;
    font-size: 15px;
    font-weight: 400;
    color: #555b63;
    transition: color 0.2s ease;
}

.header nav a:hover {
    color: #2868b2;
}

.header-button {
    min-height: 54px;
    padding: 0 25px;
    font-family: 'Montserrat', Arial, sans-serif;
    font-size: 14px;
    font-weight: 600;
}

@media (max-width: 1200px) {
    .header {
        gap: 20px;
        padding-left: 3%;
        padding-right: 3%;
    }

    .brand .logo {
        width: 58px;
        height: 58px;
        flex-basis: 58px;
    }

    .brand h2 {
        font-size: 16px;
    }

    .header nav {
        gap: 16px;
    }

    .header nav a {
        font-size: 14px;
    }
}

@media (max-width: 760px) {
    .header {
        min-height: auto;
        gap: 18px;
        padding: 18px 5%;
    }

    .brand h2 {
        white-space: normal;
        font-size: 15px;
    }

    .brand p {
        font-size: 12px;
    }

    .header nav {
        gap: 14px 20px;
    }

    .header nav a {
        font-size: 14px;
    }
}


/* =========================================
   PANANGAD BANK — BURGUNDY & COPPER THEME
   ========================================= */

:root {
    --bank-primary: #7B1E2B;
    --bank-primary-dark: #57131D;
    --bank-accent: #C47A48;
    --bank-accent-light: #F4E6DC;
    --bank-background: #FBF7F4;
    --bank-text: #382B2B;
    --bank-muted: #786B68;
    --bank-border: #E9DDD8;
}

/* Primary buttons */

.header-button,
.hero .primary-button {
    background: var(--bank-primary);
    color: #FFFFFF;
    border-color: var(--bank-primary);
}

.header-button:hover,
.hero .primary-button:hover {
    background: var(--bank-primary-dark);
    border-color: var(--bank-primary-dark);
}

/* Hero selector */

.selector-item {
    background: rgba(56, 31, 34, 0.94);
    border-color: rgba(255, 255, 255, 0.24);
}

.selector-item.active {
    background: var(--bank-primary);
    border-color: #D8A17D;
}

.selector-item span {
    color: #F0C8AC;
}

/* Hero eyebrow and highlighted headline */

.eyebrow {
    color: #F0C8AC;
}

.hero h1 span {
    color: #F0C8AC;
}

/* Feature cards */

.cards .card {
    background: #FFFFFF;
    border-color: var(--bank-border);
    box-shadow: 0 3px 12px rgba(75, 35, 35, 0.045);
}

.cards .card-top h2 {
    color: var(--bank-text);
}

.cards .card-icon {
    color: var(--bank-primary);
    background: var(--bank-accent-light);
}

.cards .card > a {
    color: var(--bank-primary);
}

.cards .card > a:hover {
    color: var(--bank-primary-dark);
}

/* Navigation */

.header nav a {
    color: #554442;
}

.header nav a:hover {
    color: var(--bank-primary);
}

/* Announcement strip */

.announcement {
    background: #FBF2ED;
    color: var(--bank-text);
    border-bottom: 1px solid var(--bank-border);
}

.announcement a {
    color: var(--bank-primary);
}

/* Services section */

.service span:last-child {
    color: var(--bank-primary);
}

.service {
    border-color: var(--bank-border);
}

/* General links */

a {
    text-underline-offset: 3px;
}

/* Keyboard accessibility */

.header-button:focus-visible,
.primary-button:focus-visible,
.header nav a:focus-visible,
.cards .card > a:focus-visible {
    outline: 3px solid var(--bank-accent);
    outline-offset: 3px;
}


/* ===== WARM BRONZE HERO ACCENTS ===== */

.hero .eyebrow {
    color: #F0C8AC;
}

.hero h1 span {
    color: #E8B98F;
}

.hero-copy > p {
    color: #F7F0EB;
}

.selector-item {
    background: rgba(47, 31, 29, 0.94);
    border-color: rgba(232, 185, 143, 0.24);
}

.selector-item.active {
    background: #7B1E2B;
    border-color: #D6A17D;
}

.selector-item span {
    color: #E8B98F;
}


/* =====================================
   TOP CONTACT STRIP
   Burgundy & Copper Bank Theme
   ===================================== */

.top-contact-strip {
 

    width: 100%;
    background: #7B1E2B;
    color: #FFFFFF;
    font-family: 'Montserrat', Arial, sans-serif;
    font-size: 11px;
    overflow: hidden;
}

.top-contact-inner {
    

    max-width: 1600px;
    min-height: 34px;
    margin: 0 auto;
    padding: 4px 5.5%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 22px;
}

.top-contact-item {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    color: #FFFFFF;
    white-space: nowrap;
    text-decoration: none;
}

.top-contact-item a {
    color: inherit;
    text-decoration: none;
}

.top-contact-item:hover {
    color: #7B1E2B;
}

.contact-label {
    color: #E8B98F;
    font-weight: 700;
    letter-spacing: 0.3px;
}

/* Welcome message ticker */
.welcome-ticker {
    flex: 1 1 260px;
    min-width: 0;
    overflow: hidden;
    white-space: nowrap;
    color: #FFFFFF;
    font-weight: 600;
}

.welcome-ticker-track {
    display: flex;
    width: max-content;
    animation: welcome-scroll 22s linear infinite;
}

.welcome-ticker-track span {
    flex: 0 0 auto;
    padding-right: 48px;
}

.welcome-ticker-track a {
    color: #E8B98F;
    text-decoration: none;
    font-weight: 600;
}

.welcome-ticker-track a:hover {
    color: #FFFFFF;
    text-decoration: underline;
}

@keyframes welcome-scroll {
    from {
        transform: translateX(0);
    }

    to {
        transform: translateX(-50%);
    }
}

@media (prefers-reduced-motion: reduce) {
    .welcome-ticker-track {
        animation: none;
        transform: none;
    }

    .welcome-ticker-track span[aria-hidden="true"] {
        display: none;
    }
}

@media (max-width: 760px) {
    .top-contact-inner {
        flex-wrap: wrap;
        justify-content: flex-start;
        gap: 8px 16px;
        padding: 7px 4%;
    }

    .welcome-ticker {
        flex: 1 1 100%;
    }

    .top-contact-item {
        font-size: 10px;
    }
}

@media (max-width: 420px) {
    .top-contact-inner {
        justify-content: flex-start;
        gap: 7px 14px;
    }

    .top-contact-item {
        white-space: normal;
        overflow-wrap: anywhere;
    }
}


/* Slim top contact strip */

@media (max-width: 760px) {
    .top-contact-inner {
        min-height: 24px;
        padding: 5px 4%;
        gap: 5px 14px;
    }

    .top-contact-item {
        font-size: 10px;
    }
}

.staff-login-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 38px;
    padding: 0 20px;
    border: 1px solid #7B1E2B;
    color: #7B1E2B;
    background: #FFFFFF;
    text-decoration: none;
    font-size: 13px;
    font-weight: 600;
    white-space: nowrap;
}

.staff-login-button:hover {
    background: #7B1E2B;
    color: #FFFFFF;
}

/* ===== STABLE STICKY SHRINKING HEADER ===== */

.header {
    position: sticky;
    top: 0;
    z-index: 1000;
    min-height: 0;
    height: 102px;
    box-sizing: border-box;
}

.header .brand .logo {
    width: 50px;
    height: 50px;
    flex: 0 0 50px;

    transition: width 0.4s ease, height 0.4s ease;
}

.header.is-compact .brand .logo {
    width: 38px;
    height: 38px;
    flex-basis: 38px;
}

.header.is-compact .brand h2 {
    font-size: 16px;
}

.header nav {
    gap: 22px;
}

.header-button {
    min-height: 40px;
    padding: 0 20px;
}

/* Compact bank header — fixed size, no shrinking */
header#mainHeader.header {
    
    height: 69px;
    min-height: 69px;
    padding: 4px 5.5%;
    position: sticky;
    top: 0;
    box-sizing: border-box;
    transition: none;
}


/* Preserve logo size */
header#mainHeader.header .brand .logo {
    width: 44px !important;
    height: 44px !important;
    flex: 0 0 44px !important;
}

/* Preserve text and menu font sizes */
header#mainHeader.header .brand h2 {
    font-size: 17px !important;
}

header#mainHeader.header .brand p {
    font-size: 12px !important;
}

header#mainHeader.header nav a {
    font-size: 14px !important;
}

/* Keep button text unchanged */
header#mainHeader.header .header-button {
    min-height: 36px !important;
    padding: 0 18px !important;
}

      
.header-actions {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}

.header-button,
.staff-login-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    box-sizing: border-box;
    height: 40px;
    padding: 0 20px;
    margin: 0;
    font-family: 'Montserrat', Arial, sans-serif;
    font-size: 14px;
    font-weight: 600;
    line-height: 1;
    white-space: nowrap;
    text-decoration: none;
}


/* Mobile Banking Showcase */

.mobile-banking {
    padding: 75px 5%;
    background: #FCF8F3;
    margin-top: 60px;
}

.mobile-banking-intro {
    display: grid;
    grid-template-columns: 1fr 0.85fr;
    align-items: center;
    gap: 48px;
    max-width: 1400px;
    margin: 0 auto;
}

.mobile-banking-copy .eyebrow,
.mobile-features-heading .eyebrow {
    color: #7B1E2B;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
}

.mobile-banking-copy h2 {
    margin: 18px 0;
    color: #7B1E2B;
    font-size: clamp(36px, 4vw, 54px);
    font-weight: 600;
    line-height: 1.12;
    letter-spacing: -1.5px;
}

.mobile-banking-copy > p {
    max-width: 510px;
    margin: 0;
    color: #6F625B;
    font-size: 16px;
    line-height: 1.8;
}

.mobile-banking-brand {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-top: 28px;
}

.mobile-banking-brand img {
    display: block;
    width: 58px;
    height: 58px;
    object-fit: contain;
    flex-shrink: 0;
}

.mobile-banking-brand div {
    display: flex;
    flex-direction: column;
    gap: 5px;
}

.mobile-banking-brand strong {
    color: #3A2825;
    font-size: 16px;
}

.mobile-banking-brand span {
    color: #7D7169;
    font-size: 13px;
}

.mobile-app-button {
    display: inline-flex;
    align-items: center;
    gap: 13px;
    margin-top: 26px;
    padding: 14px 19px;
    background: #7B1E2B;
    color: #FFFFFF;
    text-decoration: none;
    border: 1px solid #7B1E2B;
    border-radius: 8px;
    transition: background-color 0.2s ease;
}

.mobile-app-button:hover {
    background: #5F1520;
    color: #FFFFFF;
}

.mobile-app-button > span:nth-child(2) {
    display: flex;
    flex-direction: column;
    gap: 3px;
}

.mobile-app-button small {
    font-size: 9px;
    letter-spacing: 1px;
}

.mobile-app-button strong {
    font-size: 16px;
}

.play-symbol {
    font-size: 22px;
}

.download-arrow {
    margin-left: 8px;
    font-size: 18px;
}

.mobile-banking-visual {
    position: relative;
    width: 100%;
    max-width: 480px;
    justify-self: center;
}

.mobile-banking-image-frame {
    overflow: hidden;
    background: #FFFFFF;
    border: 1px solid #E8D8C9;
    border-radius: 22px;
    box-shadow: 0 20px 50px rgba(75, 39, 31, 0.12);
}

.mobile-banking-image-frame img {
    display: block;
    width: 100%;
    height: auto;
    object-fit: contain;
}



.mobile-banking-caption {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    margin-top: 15px;
    color: #6F625B;
    font-size: 12px;
}

.caption-dot {
    width: 8px;
    height: 8px;
    background: #7B1E2B;
    border-radius: 50%;
}

.mobile-features-heading {
    max-width: 1400px;
    margin: 75px auto 25px;
}

.mobile-features-heading h3 {
    margin: 12px 0 0;
    color: #3A2825;
    font-size: 28px;
    font-weight: 500;
}

.mobile-features-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
    max-width: 1400px;
    margin: 0 auto;
}

.mobile-feature {
    padding: 25px 21px;
    background: #FFFFFF;
    border: 1px solid #EEE2D8;
    border-radius: 12px;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.mobile-feature:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(75, 39, 31, 0.08);
}

.feature-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    margin-bottom: 17px;
    background: #F7EAE3;
    color: #7B1E2B;
    border-radius: 10px;
    font-size: 23px;
}

.mobile-feature h4 {
    margin: 0 0 8px;
    color: #3A2825;
    font-size: 15px;
    font-weight: 600;
}

.mobile-feature p {
    margin: 0;
    color: #7D7169;
    font-size: 13px;
    line-height: 1.6;
}

@media (max-width: 900px) {
    .mobile-banking-intro {
        grid-template-columns: 1fr 0.8fr;
        gap: 30px;
    }

    .mobile-features-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 600px) {
    .mobile-banking {
        padding: 48px 5%;
    }

    .mobile-banking-intro {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .mobile-banking-copy h2 {
        font-size: 38px;
    }

    .mobile-banking-visual {
        max-width: 360px;
    }

    .mobile-features-heading {
        margin-top: 48px;
    }

    .mobile-features-heading h3 {
        font-size: 24px;
    }

    .mobile-features-grid {
        gap: 11px;
    }

    .mobile-feature {
        padding: 18px 14px;
    }

    .mobile-feature h4 {
        font-size: 14px;
    }
}



footer {
    background: #7B1E2B;
    color: #FFFFFF;
    padding: 36px 5%;
    border-top: 3px solid #E8B98F;
    text-align: center;
    font-family: 'Montserrat', Arial, sans-serif;
}

footer strong,
footer h2,
footer h3 {
    color: #FFFFFF;
}

footer p,
footer span {
    color: #F7EAE3;
}

footer a {
    color: #E8B98F;
    text-decoration: none;
    transition: color 0.2s ease;
}

footer a:hover {
    color: #FFFFFF;
    text-decoration: underline;
}


/* Mobile navigation */

.mobile-menu-toggle {
    display: none;
    width: 42px;
    height: 42px;
    padding: 10px;
    flex-shrink: 0;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    background: #FFFFFF;
    border: 1px solid #E8D8C9;
    border-radius: 6px;
    cursor: pointer;
}

.mobile-menu-toggle span {
    display: block;
    width: 20px;
    height: 2px;
    background: #7B1E2B;
    border-radius: 2px;
    transition: transform 0.2s ease;
}


@media (max-width: 768px) {
    header.header {
        position: relative;
        display: flex;
        flex-wrap: wrap;
        align-items: center;
        justify-content: space-between;
        gap: 12px;
        width: 100%;
        height: auto;
        min-height: 0;
        padding: 12px 16px;
        box-sizing: border-box;
        background: #FFFFFF;
        z-index: 100;
    }

    header.header .brand {
        display: flex;
        align-items: center;
        flex: 1 1 0;
        min-width: 0;
        gap: 10px;
    }

    header.header .brand .logo img {
        width: 48px;
        height: 48px;
        object-fit: contain;
    }

    header.header .brand h2 {
        margin: 0;
        font-size: 14px;
        line-height: 1.35;
    }

    header.header .brand p {
        margin: 4px 0 0;
        font-size: 11px;
    }

    .mobile-menu-toggle {
        display: flex;
        flex: 0 0 42px;
        align-self: center;
    }

    header.header .main-navigation {
        display: none;
        position: static;
        order: 3;
        flex: 0 0 100%;
        width: 100%;
        margin: 0;
        padding: 0;
        flex-direction: column;
        align-items: stretch;
        gap: 0;
        background: #FFFFFF;
        border: 1px solid #EFE3DB;
        box-sizing: border-box;
    }

    header.header .main-navigation.is-open {
        display: flex;
    }

    header.header .main-navigation a {
        display: block;
        padding: 13px 14px;
        font-size: 14px;
        color: #3A2825;
        border-bottom: 1px solid #F0E5DE;
    }

    header.header .main-navigation a:last-child {
        border-bottom: 0;
    }

    header.header .header-actions {
        display: none;
        order: 4;
        flex: 0 0 100%;
        width: 100%;
        gap: 8px;
        margin: 0;
    }

    header.header.menu-open .header-actions {
        display: flex;
    }

    header.header .header-actions a {
        display: flex;
        flex: 1 1 0;
        align-items: center;
        justify-content: center;
        min-width: 0;
        padding: 11px 6px;
        box-sizing: border-box;
        font-size: 12px;
        white-space: normal;
        text-align: center;
    }

    /* Keep the hero below the header */
    .hero {
        position: relative;
        margin-top: 0;
        padding-top: 30px;
        box-sizing: border-box;
    }

   header#mainHeader.header {
        height: auto;
        min-height: 0;
        padding: 12px 16px;
    } 
}

.selector-item {
    text-decoration: none;
}

.selector-item:hover,
.selector-item:focus {
    text-decoration: none;
}

.site-footer {
    display: grid;
    grid-template-columns: 1fr 2fr 1fr;
    align-items: center;
    gap: 24px;
    width: 100%;
    padding: 30px 5%;
    box-sizing: border-box;
    background: #7B1E2B;
    color: #ffffff;
    text-align: center;
}

.footer-logo {
    display: flex;
    justify-content: flex-start;
    align-items: center;
}

.footer-logo img {
    display: block;
    width: 120px;
    max-width: 100%;
    height: auto;
    object-fit: contain;
}

.footer-details {
    text-align: center;
}

.footer-details strong {
    display: block;
    font-size: 15px;
    line-height: 1.6;
}

.footer-details p {
    margin: 8px 0 0;
    font-size: 14px;
    line-height: 1.6;
    color: #f5e5e5;
}

.footer-social {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    gap: 18px;
    color: #ffffff;
}

.footer-social a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 30px;
    height: 30px;
    color: #ffffff;
    text-decoration: none;
    flex-shrink: 0;
}

.footer-social svg {
    display: block;
    width: 25px;
    height: 25px;
    fill: currentColor;
}

.footer-social a:hover {
    color: #E8B98F;
}

@media (max-width: 700px) {
    .site-footer {
        grid-template-columns: 1fr;
        justify-items: center;
        gap: 20px;
        padding: 28px 20px;
    }

    .footer-logo {
        justify-content: center;
    }

    .footer-details {
        text-align: center;
    }

    .footer-social {
        justify-content: center;
    }
}

.footer-social .whatsapp-icon {
    width: 20px;
    height: 20px;
}

.coming-soon-hero .primary-button {
    display: inline-block;
    background: #7B1E2B;
    color: #fff;
    padding: 18px 24px;
    text-decoration: none;
    font-weight: 600;
    border: 1px solid #7B1E2B;
    border-radius: 0;
    transition: all 0.3s ease;
}

.coming-soon-hero .primary-button:hover {
    background: #E8B98F;
    color: #7B1E2B;
    border-color: #E8B98F;
}


/* =================================
   EMI CALCULATOR PAGE
================================= */

.emi-page {
    background: #f8f5f1;
    color: #382b29;
}

/* Hero */

.emi-hero {
    background: linear-gradient(120deg, #5c1723, #7B1E2B);
    padding: 65px 8%;
    color: #fff;
}

.emi-heading {
    max-width: 1200px;
    margin: auto;
}

.emi-heading .eyebrow {
    color: #E8B98F;
    font-size: 12px;
    letter-spacing: 3px;
    font-weight: 600;
}

.emi-heading h1 {
    font-size: clamp(36px, 5vw, 54px);
    margin: 15px 0;
    font-weight: 600;
}

.emi-heading p {
    color: #f0ded8;
    max-width: 600px;
    line-height: 1.8;
    margin: 0;
}

/* Calculator area */

.emi-calculator-section {
    padding: 65px 8%;
}

.emi-calculator {
    max-width: 1100px;
    margin: auto;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    background: #fff;
    border: 1px solid #e6d9ce;
    box-shadow: 0 12px 35px rgba(65, 35, 30, 0.07);
}

/* Form */

.emi-form {
    padding: 45px;
}

.emi-form h2 {
    color: #7B1E2B;
    font-size: 25px;
    margin: 0 0 30px;
}

.emi-field {
    margin-bottom: 25px;
}

.emi-field label {
    display: block;
    margin-bottom: 10px;
    font-size: 14px;
    font-weight: 600;
    color: #594440;
}

.emi-field input,
.emi-field select {
    width: 100%;
    height: 48px;
    padding: 10px 14px;
    border: 1px solid #d9c8bd;
    background: #fcfaf8;
    color: #382b29;
    font-family: inherit;
    font-size: 15px;
    outline: none;
    border-radius: 0;
}

.emi-field input:focus,
.emi-field select:focus {
    border-color: #7B1E2B;
    box-shadow: 0 0 0 2px rgba(123, 30, 43, 0.08);
}

.tenure-input {
    display: grid;
    grid-template-columns: 1fr 130px;
    gap: 10px;
}

#calculateEmi {
    width: 100%;
    padding: 16px;
    background: #7B1E2B;
    color: #fff;
    border: 1px solid #7B1E2B;
    font-family: inherit;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    transition: 0.3s ease;
}

#calculateEmi:hover {
    background: #E8B98F;
    color: #7B1E2B;
    border-color: #E8B98F;
}

/* Results panel */

.emi-results {
    background: #f2e8df;
    padding: 45px;
    border-left: 1px solid #e6d9ce;
}

.emi-results .eyebrow {
    color: #94603f;
    font-size: 11px;
    letter-spacing: 2px;
    font-weight: 700;
}

.emi-results h2 {
    color: #594440;
    font-size: 19px;
    margin: 30px 0 10px;
}

.emi-amount {
    color: #7B1E2B;
    font-size: clamp(30px, 4vw, 42px);
    font-weight: 700;
    margin-bottom: 35px;
    overflow-wrap: anywhere;
}

.emi-result-row {
    display: flex;
    justify-content: space-between;
    gap: 15px;
    padding: 18px 0;
    border-top: 1px solid #ddcabe;
    font-size: 14px;
}

.emi-result-row span {
    color: #715e57;
}

.emi-result-row strong {
    color: #7B1E2B;
    text-align: right;
}

/* Mobile */

@media (max-width: 768px) {
    .emi-hero {
        padding: 45px 6%;
    }

    .emi-calculator-section {
        padding: 35px 5%;
    }

    .emi-calculator {
        grid-template-columns: 1fr;
    }

    .emi-form,
    .emi-results {
        padding: 28px 22px;
    }

    .emi-results {
        border-left: 0;
        border-top: 1px solid #e6d9ce;
    }
}


/* =====================================
   CONTACT US PAGE
===================================== */

.contact-page {
    background: #f8f5f1;
    color: #382b29;
}

/* Hero */

.contact-hero {
    background: linear-gradient(120deg, #541720, #7B1E2B);
    padding: 75px 8%;
    color: #fff;
}

.contact-hero-inner {
    max-width: 1200px;
    margin: auto;
}

.contact-hero .eyebrow,
.contact-form-info .eyebrow,
.contact-intro .eyebrow {
    color: #E8B98F;
    font-size: 12px;
    letter-spacing: 3px;
    font-weight: 700;
}

.contact-hero h1 {
    font-size: clamp(38px, 5vw, 56px);
    margin: 15px 0;
}

.contact-hero p {
    max-width: 650px;
    line-height: 1.8;
    color: #f1ded9;
}

/* Main section */

.contact-main {
    max-width: 1200px;
    margin: auto;
    padding: 70px 30px;
}

.contact-intro {
    margin-bottom: 35px;
}

.contact-intro h2 {
    font-size: 30px;
    margin: 12px 0;
    color: #54202a;
}

.contact-intro p {
    color: #76645e;
    line-height: 1.8;
}

/* Contact cards */

.contact-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-bottom: 65px;
}

.contact-card {
    display: block;
    padding: 30px;
    background: #fff;
    border: 1px solid #e8d9ce;
    text-decoration: none;
    color: inherit;
    transition: 0.3s ease;
}

.contact-card:hover {
    border-color: #7B1E2B;
    transform: translateY(-4px);
}

.contact-icon {
    width: 48px;
    height: 48px;
    display: grid;
    place-items: center;
    background: #f2e6dd;
    color: #7B1E2B;
    font-size: 25px;
    margin-bottom: 20px;
}

.contact-card h3 {
    color: #7B1E2B;
    margin: 0 0 10px;
    font-size: 19px;
}

.contact-card p {
    color: #806f68;
    font-size: 13px;
}

.contact-card strong {
    display: block;
    margin-top: 15px;
    font-size: 14px;
    overflow-wrap: anywhere;
}

/* Enquiry form layout */

.contact-form-wrapper {
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    background: #fff;
    border: 1px solid #e8d9ce;
    box-shadow: 0 12px 35px rgba(65, 35, 30, 0.06);
}

.contact-form-info {
    padding: 45px;
    background: #60202a;
    color: #fff;
}

.contact-form-info h2 {
    font-size: 30px;
    line-height: 1.4;
    margin: 20px 0;
}

.contact-form-info p {
    color: #e8d4ce;
    line-height: 1.8;
}

.contact-info-line {
    padding: 20px 0;
    border-top: 1px solid rgba(255,255,255,0.2);
    margin-top: 25px;
}

.contact-info-line span {
    display: block;
    color: #E8B98F;
    font-size: 11px;
    letter-spacing: 2px;
    margin-bottom: 8px;
}

.contact-info-line strong {
    font-size: 14px;
    overflow-wrap: anywhere;
}

/* Form */

.contact-form {
    padding: 45px;
}

.contact-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.contact-input {
    margin-bottom: 22px;
}

.contact-input label {
    display: block;
    margin-bottom: 9px;
    font-size: 13px;
    font-weight: 600;
    color: #594440;
}

.contact-input input,
.contact-input select,
.contact-input textarea {
    width: 100%;
    box-sizing: border-box;
    padding: 13px 14px;
    background: #fcfaf8;
    border: 1px solid #d9c8bd;
    border-radius: 0;
    font-family: inherit;
    font-size: 14px;
    color: #382b29;
    outline: none;
}

.contact-input input,
.contact-input select {
    height: 48px;
}

.contact-input textarea {
    resize: vertical;
}

.contact-input input:focus,
.contact-input select:focus,
.contact-input textarea:focus {
    border-color: #7B1E2B;
}

.contact-submit {
    width: 100%;
    padding: 16px;
    background: #7B1E2B;
    border: 1px solid #7B1E2B;
    color: #fff;
    font-family: inherit;
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: 0.3s;
}

.contact-submit:hover {
    background: #E8B98F;
    border-color: #E8B98F;
    color: #7B1E2B;
}

.contact-form-note {
    color: #806f68;
    font-size: 11px;
    line-height: 1.7;
    margin-top: 18px;
}

/* Mobile */

@media (max-width: 768px) {

    .contact-hero {
        padding: 50px 6%;
    }

    .contact-main {
        padding: 45px 5%;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .contact-form-wrapper {
        grid-template-columns: 1fr;
    }

    .contact-form-info,
    .contact-form {
        padding: 28px 22px;
    }

    .contact-form-row {
        grid-template-columns: 1fr;
        gap: 0;
    }
}
